If your client has frozen their credit report records with the three credit bureaus, you will not be able to pull credit reports from CIN Legal Data Services or MFI Credit Solutions through our software.
Your client will need to unfreeze the records at the bureau that the credit report will be hitting.
Interestingly, the most expensive credit bureau to pull a report from, Equifax, is the one responsible for causing everyone to want to freeze their credit files now. Maybe we can extract some justice by not using them in the future…
|CIN||Premium||Experian, TransUnion, Equifax|
|MFI||1 Bureau||Experian or TransUnion*|
|MFI||2 Bureaus||Experian, TransUnion|
|MFI||3 Bureaus||Experian, TransUnion, Equifax|
*You can look at past reports or call MFI to determine which bureau you are getting